Just to give you an idea, I just Ginned a $10 card for 102000 credits , she is getting the Pin and Code now. I will probably get them within the hour. She'll get her 102000 credits, the second I check the balance .For yours I would have to wait 3 days for the auction end, maybe a week or so to get my card, you have to wait (possibly another 7 days) to get your credits.So potentially you could wait 17 days total for yours,I potentially would wait 10 days(or more) for what I can do in a matter of hours. It's just SO much faster! (And you still can send the person the physical card if they like)