my pay pal is attached to my bank account, If I use my paypal without enough in it , they use my bank account. Been that way for seven years. I trust paypal.
Is your debit/check card attached to your account. mine was when I set up the account years ago. Also I have a paypaL debit card for paying at the post office or where ever. Like when I need shipping supplies. It is so convenient,
looks like my bid is high and should win please let me send you the shipping money for zip 93555 my paypal is overdrawn because of a refund I needed to have ebay make for me.