Fanned & watching. Your credits will change each time someone makes a higher credit bid for your item. You can scroll down and on the right hand side you can check your bid history. The numbers beside your name is your seller rating. This is based on feedback you get from who ever wins your auctions. Scroll down to the very bottom of page and you will find information on Listia. On 'how it works' , categories, and the rules. It's a fun way of giving away things you no longer want and bidding (with your credits) on items you want or need. Hope this helps some, just