I prefer PayPal, but I do although I've been burned. The reason I'm doing third is I don't have $ to buy my fily stuff I need so if impact to give stuff away & I pay shipping on stuff I get that's not really wise. I do free shipping if lot gets high enough but I tried it & I paid almost $10 to ship aeropostale jeans that only got me 120 credits that is an equivalent of .50 if u try to get anything. If it goes to 1000 I'll do free shipping tho. I'm on medical w/my back & my husband is laid off. This is great to get my daughter some stuff she needs