Well, I looked at it with the naked eye and did see any chips and they looked through a magnifier and still did not see any chips...so no there are no chips.
Wow! This is the first genuine Pandora Bead I think I have seen on Listia! These sell for quite a bit on ebay, so you should get way more credits!! Many people don't realize that it is not genuine unless it has the initials ALE after the 925 as well as the double Pandora stamp on the top.
I wish I had more credits right now, I would go for this. I have so many cheap and not so cheap Pandora knock-offs I have received in kits and wholesale lots. Many that are imitations of this very bead!