Ok. After the auction ends you can file a dispute to get your credit back and me approving it will allow you to get your credits back. I will be sure to approve it after the auction ends. Unless someone else outbids you then you don't have to worry about the dispute.
If it comes to where no one outbids you then according to the credit refund page on the site you have to file a dispute 3 days after the auction ends if you want your credits back. Then at that point we pretty much work it out from there.